Dear people of America,
Is this true?
Looks like there are quite a few people out there in need of budgeting help.
Saving rates are down, spending rates are up, that means less money in your pocket at the end of the month.
That’s not good.
Listen up, it is time you and me, we had ourselves a little heart to heart. I love you and care about you and am telling you this from the deepest parts which adore you.
YOU CANNOT SPEND MORE THAN YOU MAKE WITHOUT GOING INTO DEBT.
That is a fact, jack.
You need to do these things, in order.
1. Get a piece of paper and a pencil,
2. Sit down
3. click HERE and buy this book to painlessly step you through the rest of the process in setting up a budget.
4. Use the book to create a plan to get rid of all of your credit card debt.
5. Use the Penny Challenge (in the book) to accumulate savings.
6. Plan for the long term and take advantage of the time that is on your side.
It doesn’t have to be difficult!
In fact, I am here to help you.